ESBI Concept Explained in Hindi

  "ESBI Concept Explained in Hindi: Robert T Kiyosaki Ki Rich Dad Cashflow Quadrant Se Sikhe Paisa Kamane Ke 4 Tarike"

Introduction: Robert T Kiyosaki, ek renowned investor aur bestselling author hain, jinhone apni famous book "Rich Dad Poor Dad" ke zariye duniya ko apni financial journey aur investment philosophy se avagat karaya. Unhone apne "Cashflow Quadrant" mein duniya ke 4 major ways bataye hain, jinke zariye log apni income generate karte hain. Agar aap bhi apni financial journey ko better banane ka soch rahe hain, toh ESBI Concept ko samajhna zaroori hai.

ESBI Concept Explained in Hindi

Aaj ke post mein hum ESBI Concept ko detail mein samjhenge, jo aapko batayega ki kaise chaar different quadrants ke log apna income generate karte hain, aur kaise aap apne financial life ko improve kar sakte hain. Toh chaliye shuru karte hain!

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ESBI Concept in Hindi - Robert T Kiyosaki Ki Theory:

Robert Kiyosaki ne Cashflow Quadrant mein chaar types ke income sources ko define kiya hai. Inhe samajhna har ek insaan ke liye zaroori hai, jo apne future ko financially secure banana chahta hai.

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1st Quadrant - E (Employee):

E quadrant ko Employee ke liye rakha gaya hai. Yeh wo log hain jo kisi company mein 8 ghante ya 12 ghante ki shift mein kaam karte hain aur unhe fixed salary milti hai har month.

• Active Income: Employee apna time bech kar paisa kama rahe hote hain. Matlab, jab tak yeh kaam karte hain, unhe salary milti hai. Agar kisi din yeh kaam nahi karte, toh unka paisa ruk jata hai.

• Benefits and Limitations:

  • Employees ko salary milti hai, jo unke monthly expenses ko cover karti hai.
  • Lekin, yeh income limited hoti hai, aur unhe apni salary ke liye kaam karna padta hai. Agar yeh kaam nahi karte, toh unka paisa band ho jata hai.

Isliye, Kiyosaki ne E quadrant ko Active Income category mein rakha hai, jisme paisa sirf tab aata hai jab aap actively kaam kar rahe hote hain.

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2nd Quadrant - S (Self-Employed):

S quadrant mein wo log aate hain jo apna business ya profession chalate hain, lekin unke paas apna team nahi hota. Yeh log apne liye kaam karte hain aur apne boss hote hain.

• Examples: Doctors, Lawyers, Shopkeepers, Freelancers, etc.

• Active Income: Jaise hi unka kaam band hota hai, unhe paisa milna band ho jata hai.

  • Doctors ko paise tab milte hain jab patients unke paas aate hain.
  • Lawyers ko paise tab milte hain jab cases aate hain.
  • Shopkeepers ko paise tab milte hain jab wo products bechte hain.

• Limitations: Jaise hi unka kaam band hota hai, unhe income milna band ho jata hai. Isliye, S quadrant bhi Active Income mein aata hai.

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3rd Quadrant - B (Business Owner):

B quadrant mein wo log aate hain jo apna business chala rahe hote hain, lekin unka business unke bina bhi chal raha hota hai. In logon ke paas ek team hoti hai jo unke liye kaam karti hai.

• Passive Income: Inka business systemized hota hai, jisme E quadrant ke employees kaam karte hain. Jaise hi inka business chal raha hota hai, yeh log apne holidays par bhi paisa kama rahe hote hain.

• Teamwork and Leverage: Agar ek employee 8 ghante ka kaam karta hai, toh 100 employees mil kar 8000 ghante ka kaam karenge. Isliye, B quadrant ko Passive Income category mein rakha gaya hai. Yaha, agar business owner kaam bhi nahi kar raha ho, toh bhi unhe income milti rehti hai.

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4th Quadrant - I (Investor):

I quadrant mein wo log aate hain jo paisa kamane ke liye apne paisa ka istemal karte hain. Yeh log apni wealth ko grow karte hain apne investments ke zariye, jaise ki stocks, real estate, etc.

• Passive Income: Investors ko apne paisa laga kar return milta hai, bina actively kaam kiye.

• Examples: Large investors, real estate moguls, stock market investors, etc.

• Income Generation: In logon ke paas business ya investments hote hain jo unke liye paisa kama rahe hote hain. Yeh log apna time bech kar paisa nahi kama rahe, balki unke paisa ka kaam kar raha hota hai.

• No Time Dependency: Jab tak inke investments achha perform kar rahe hain, tab tak unko income milti rehti hai.

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E aur S Quadrant Ke Logon Ki Zindagi:

• 95% Population: Jo log E aur S quadrant mein hote hain, unki population duniya mein 95% hai. Yeh log active income kama rahe hote hain, matlab apne time ko bech kar paisa kama rahe hain.
• 5% Money: In logon ke paas sirf 5% paisa hota hai.

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B Aur I Quadrant Ke Logon Ki Zindagi:

• 5% Population: B aur I quadrant mein sirf 5% log hote hain. Yeh log apne business aur investments ke zariye paisa kama rahe hote hain.
• 95% Money: In logon ke paas duniya ka 95% paisa hota hai.

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Active Income Se Passive Income Mein Transition:

Aaj ke time mein, har insaan ka sapna hota hai ki wo apni active income ko passive income mein convert kare. Lekin, 4 major reasons ki wajah se log is transition ko nahi kar paate hain:

1. Capital (Poongi): Business start karne ke liye aapko initial capital ki zaroorat padti hai. Yeh fund sabke paas nahi hota, khaas kar un logon ke paas jo middle class family se belong karte hain.

2. Knowledge: Business start karna sirf paise se nahi hota, balki aapko us field ki knowledge honi chahiye. Aajkal, free knowledge milna mushkil hai, aur humein courses ya workshops ke liye paise bhi lagte hain.

3. Place: Business ko achi location par establish karna zaroori hota hai, aur iske liye high investment ki zaroorat hoti hai.

4. Risk: Business start karte waqt risk ka factor hota hai, jahan loss ka samna bhi karna pad sakta hai. Yeh risk ka idea logon ko deter karta hai.

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Network Marketing: The Best Solution for Transition from Active to Passive Income

Agar aap bina kisi large investment ke apna business start karna chahte hain, toh Network Marketing ek best option hai.

• No High Investment: Aapko high capital ki zaroorat nahi hoti.
• Free Knowledge: Aapko seminars aur training ke zariye free knowledge milti hai.
• Work from Home: Aap apna business ghar se bhi start kar sakte hain.
• 0% Risk: Network marketing mein investment ka risk kaafi kam hota hai.

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Conclusion:

Robert Kiyosaki ka ESBI Concept humare financial decisions ko samajhne mein madad karta hai. Agar aap apni zindagi ko financially secure banana chahte hain, toh aapko apni income sources ko passive income ki taraf shift karna hoga. Network Marketing ek aisa option hai jahan aap bina large investment ke apni financial journey ko better bana sakte hain.

Agar aapko Robert Kiyosaki ki "Rich Dad Cashflow Quadrant" book padhni hai, toh aap yahan click kar sakte hain.

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Aapke financial journey mein humari post kaise madadgar rahi? Comments mein apne thoughts share karein!